Monday, Jan 24, 2022

Use Your Calendar

Why did it take so long?(Image courtesy of Nutdanai Apikhomboonwaroot,at FreeDigitalPhotos.net) data-medium-file=https://i2.wp.com/www..

title Late

I almost pulled a significant blunder this month by forgetting to pay my MasterCard Bill when it was due. It wasn’t in my Calendar.

Let us review. When you don’t pay your Credit Card Debt off monthly, you then incur exorbitant usury fees that dig you a hole that you will have a tough time getting out of, so paying your Credit Card debt off monthly and on time is of vital importance in any financial plan you put together.

CalendarWhy did it take so long?

I usually end up putting the date of when the payment is due in Outlook or Google Calendar. My Calendar will remind me on my SmartPhone (or Watch), but you need Notifications turned on as well. I should write it on the Calendar at home on the Fridge as well, and you may have other places where you put important dates, but that one is essential.

Pay that darn credit card off ASAP!

Carrying credit card debt will hurt you financially. Make sure you get rid of it and pay it right away.

You Can Get Penalties Reversed

I was able to call and ask that the penalties be reversed since I am a “good” customer (i.e. I spend a lot of money with the card, and I pay it off every month). MasterCard was nice enough to forego it for that month. Since I had paid the entire amount, I didn’t have to pay any more penalties.







Use Your Calendar Don’t Be Proud

Don’t be too proud of your memory. This is creating a reminder for you, and maybe for your spouse. If you share your calendar with your spouse they can be aware of bills as well. The more information you share (financially) the fewer misunderstandings about money. Shared Calendars can be a very good thing.

The post Use Your Calendar appeared first on Canadian Personal Finance Blog

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By: bigcajunman
Title: Use Your Calendar
Sourced From: www.canajunfinances.com/2021/12/01/use-your-calendar/
Published Date: Wed, 01 Dec 2021 13:45:07 +0000

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